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Anonymous
UnregisteredDin cate vad administratorul sterge din postarile interesante care indica inrautatirea situatiei...parca zilele aceasta era o postare a lui steve80 pe care nu o mai gasesc. Manipularea continua.... MarianPosted 2 years ago # -
Anonymous
UnregisteredStimate ADMIN, citeste te rog intai despre ce e vorba intr-un post inainte sa-l stergi!!! E foarte bine sa cureti periodic spam-ul, dar te rog nu-ti bate joc de utilizatorii civilizati! Eu apelasem la Steve si Costel sa revina cu un update al situatiei si am obs intre timp mai multe postari care au aparut si au disparut ulterior. Insa acelea erau toate spam, asa ca m-am bucurat ca mai exista si un admin care sa faca un pic de curatenie... Am apucat sa citesc si eu postul lui Steve, care spunea ca abia se intorsese din Spania etc, pt care-i multumesc si imi cer scuze ca atunci n-am avut timp pt reply. (Nici eu nu inteleg de ce a fost delete acel post de catre admin!???)Posted 2 years ago # -
admin
Key MasterBuna ziua, Intr-adevar, sunt foarte multe mesaje de spam si incercam pe cat posibil sa le facem fata. Dar va asigur ca ne uitam pe toate mesajele sterse astfel incat sa nu scape cumva din greseala si vreunul bun. Si noi asteptam cu nerabdare mesajele lui steve80 pentru ca sunt foarte documentate si bine argumentate si pana acum nu am vazut niciunul de la el. N-am cenzurat niciodata vreun post de-al lui Steve sau de-al oricui altcuiva care are ceva de spus (indiferent ca este de bine sau de rau despre piata imobiliara). Daca s-a intamplat cumva ca vreun mesaj sa fi fost identificat drept spam si sters, ne cerem scuze. Insa nu vom fi niciodata adeptii manipularii sau stergerii opiniilor cuiva, dovada ca am raspuns mesajelor dvs in loc sa le stergem. Va multumim insa pentru atentionari, o sa incercam sa gasim si alte metode pentru a nu fi inundati de spam.Posted 2 years ago # -
admin
Key MasterConform unui articol publicat in Wall Street, preturile apartamentelor ar fi scazut mult mai mult daca nu ar fi fost programul Prima Casa.
Ce parere aveti, va mai continua scaderea preturilor sau Prima Casa va tine in frau preturile?
Posted 2 years ago # -
steve08
MemberI expect that property prices in Romania will continue to decrease during the next 2-3 years and in the next 9 months of 2010 we will see prices cut around 20-25%.
When I made this forecast I have considered the following factors for prices sliding:• Unemployment will rise to around 10-11% and more and more families will not be afford anymore the mortgage payments
• Lenders have become reluctant to lend with LTV higher than 60-70% and the government program is not made for prices above EUR 70k. As a consequence the prices will continue to adjust towards the affordability thresholds of EUR 40-70k.
• To make if even worse for the families that can not afford anymore the mortgage payments they can not sale and buy something cheaper as the decline of housing prices has brought them to negative equity.
• Most mortgage loans are variable rate, making the households with mortgages sensitive to interest rate changes. As the western countries will recover the interest rates will start to increase and potential increase of EURIBOR from current minimum levels (EURIBOR 6m is below 1% while in Jan 2008 it was around 4.7%) will put additional pressure on mortgage payments.
• Rental yields have decline and will continue to decline as a consequence the buy-to-let investors have disappeared and the gap between the depressed solvable demand and supply will continue to increase.
• As more homeowners default, lenders will have to start making tough decisions about foreclosing on these properties, as it has became clear that the homeowners cannot pay the overdue installments and become current on the loans. The increase of foreclosure will bring many properties on the market adding additional pressure on the current increasing inventories.
• New constructions with lower costs for land, labor and materials will come onto the market in the years to come. These perspectives will increase the pressure on the prices for current stock of houses/ apartments.
With property prices declining and the cost of renting a house also coming down I think it may be advisable for the first time buyers to wait at least till the second part of 2010 before stepping onto the property market. 9-12 months from now could be a better time for first-time buyers as the market is likely to be 20-25% below current level.
The property slump has created some opportunities for first-time buyers but the best ones are not on the market yet. Renting is still more advisable than buying a house in the current economic climate.I had to make a new account as the administrator has blocked me and I could not post from the old account. It seems that he does not like that posts do not encourage readers to buy.
Take care what and when you buy!Steve
Posted 1 year ago # -
admin
Key MasterHi Steve,
Glad to see you're back. We haven't blocked any accounts, we've just switched from the old phpbb forum to a new software, based on bbpress. We've kept all accounts and all posts, nothing has been deleted or blocked, we've even sent you an email inviting you to post.
Thanks for the new forecast, as documented as all your posts, I hope we'll be seeing more of you from now on. :)
Best,
EugeniaPosted 1 year ago # -
admin
Key MasterPS: It looks like you are right, all accounts created on the old forum were marked as inactive, we're working on this bug right now. Let me know if you would like us to reassign this post to your old account.
Posted 1 year ago #
