{"id":40743,"date":"2009-06-17T04:42:13","date_gmt":"2009-06-17T02:42:13","guid":{"rendered":"http:\/\/www.rezidential.net\/?p=40743"},"modified":"2009-06-25T13:06:06","modified_gmt":"2009-06-25T11:06:06","slug":"bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa","status":"publish","type":"post","link":"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/","title":{"rendered":"Bancile considera dobanda prea mica pentru a intra in programul Prima Casa"},"content":{"rendered":"

Potrivit planurilor Executivului, bancile ar trebui sa dea credite ipotecare in cadrul programului ‘Prima Casa’ cu dobanda de maxim 5,25% sau Euribor 3 luni plus 4%.<\/p>\n

Acest nivel este considerat prea mic de unii bancheri, care considera ca ea nu acopera costul capitalului atras.<\/p>\n

\u201cEste exclus ca o banca sa dea credite cu o asemenea dobanda. Nu este posibil asa ceva. Nu se incadreaza in limita de piata\u201d, declara in Ziua Mihail Nicu, presedintele CR Firenze Romania. Acesta considera ca un nivel rezonabil al dobanzii la euro ar fi de 9%.<\/p>\n

De asemenea, presedintele OTP Bank, Laszlo Diosi apreciaza in Ziua ca nivelul de dobanda de 5,2% este prea mic, peste costul fondurilor, ceea ce va forta bancile sa imprumute clientii in pierdere sau sa introduca diverse tertipuri pentru a creste costurile suportate de client.<\/p>\n

Din Adevarul aflam ca jumatate dintre bancile care au trimis oferte preliminare pentru programul \u201cPrima Casa\u201d se incadreaza in conditiile anuntate duminica de guvern. Potrivit unor surse guvernamentale, este vorba despre 10 din cele 19 banci.<\/p>\n

\u201cAsteptam ofertele imbunatatite din partea celor 19 institutii de credit si este posibil ca toate sa se incadreze in programul ‘Prima Casa’. Cert este ca, dupa ofertele preliminare, exista un top zece al bancilor potrivite pentru a oferi aceste credite\u201d, declara sursele Adevarului.<\/p>\n

Si astazi, Ziarul Financiar continua sa scrie despre modalitatile in care clientii incearca sa fraudeze firmele de leasing. \u201cO forma de fraudare a firmelor de leasing de catre clienti care nu isi mai pot plati ratele este, pe langa avariere si incendiere intentionata, inscenarea furtului masinii, fenomen care a luat amploare de la inceputul anului\u201d, scrie ZF, care titreaza \u201cCea mai mare firma de leasing spune ca se fura 10 masini pe luna\u201d.<\/p>\n

\u201cS-au inmultit furturile de masini in leasing in ultima perioada, noi avem aproximativ zece cazuri pe luna si, in general, este vorba de masini scumpe. E normal ca intr-o perioada de criza sa fie tentative de frauda mai multe, pentru ca multi nu isi mai pot plati ratele si cauta metode pentru a iesi din aceasta situatie\u201d, declara Dan Constantinescu in ZF.<\/p>\n","protected":false},"excerpt":{"rendered":"

Dupa ce guvernul a prezentat conditiile de pret impuse bancilor ce vor sa dea credite in cadrul programului \u201cPrima Casa\u201d, presa prezinta astazi reactia bancherilor. \u201cDobanda imposibila la Prima Casa\u201d, titreaza Ziua, iar Adevarul scrie ca \u201cPrima casa abia se vede\u201d.<\/p>\n","protected":false},"author":1251,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_stopmodifiedupdate":false,"_modified_date":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[3043],"tags":[3222,3182],"acf":[],"yoast_head":"\nBancile considera dobanda prea mica pentru a intra in programul Prima Casa - Rezidential.net<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bancile considera dobanda prea mica pentru a intra in programul Prima Casa - Rezidential.net\" \/>\n<meta property=\"og:description\" content=\"Dupa ce guvernul a prezentat conditiile de pret impuse bancilor ce vor sa dea credite in cadrul programului \u201cPrima Casa\u201d, presa prezinta astazi reactia bancherilor. \u201cDobanda imposibila la Prima Casa\u201d, titreaza Ziua, iar Adevarul scrie ca \u201cPrima casa abia se vede\u201d.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\" \/>\n<meta property=\"og:site_name\" content=\"Rezidential.net\" \/>\n<meta property=\"article:published_time\" content=\"2009-06-17T02:42:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2009-06-25T11:06:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rezidential.net\/wp-content\/uploads\/2023\/01\/logo-rezidential-square.png\" \/>\n\t<meta property=\"og:image:width\" content=\"678\" \/>\n\t<meta property=\"og:image:height\" content=\"678\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"Bancile considera dobanda prea mica pentru a intra in programul Prima Casa\",\"datePublished\":\"2009-06-17T02:42:13+00:00\",\"dateModified\":\"2009-06-25T11:06:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\"},\"wordCount\":352,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.rezidential.net\/#organization\"},\"keywords\":[\"Prima Casa 2017\",\"Stiri financiare\"],\"articleSection\":[\"Stiri imobiliare\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\",\"url\":\"https:\/\/www.rezidential.net\/bancile-considera-dobanda-prea-mica-pentru-a-intra-in-programul-prima-casa\/\",\"name\":\"Bancile considera dobanda prea mica pentru a intra in programul Prima Casa - 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